Eligibility Requirements

See if you qualify for funding from Clear Business Funding.

Basic Requirements

All applicants must meet these minimum requirements.

Time in Business

Minimum 1 year in business

Annual Revenue

Minimum $100,000/year

Credit Score

Minimum 650 personal credit

Ownership

20%+ ownership stake

Product-Specific Requirements

Additional requirements vary by product.

Term Loans

  • 1+ year in business
  • $100K+ annual revenue
  • 650+ credit score
  • No open bankruptcies

Lines of Credit

  • 1+ year in business
  • $100K+ annual revenue
  • 650+ credit score
  • No recent delinquencies

Acquisition Loans

  • 2+ years experience
  • Capital for down payment
  • 650+ credit score
  • Clean business history

What We Consider

Our underwriting considers multiple factors beyond just credit score.

Positive Factors

  • Strong annual revenue growth
  • Healthy business cash flow
  • Low existing debt burden
  • Established business credit

May Affect Approval

  • Recent bankruptcies (must be discharged)
  • Recent late payments
  • High debt-to-income ratio
  • Pending lawsuits or liens

Think You Qualify?

Start your application today and find out.

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