Eligibility Requirements
See if you qualify for funding from Clear Business Funding.
Five Quick Questions
See if you qualify.
Detailed Requirements
Basic Requirements
All applicants must meet these minimum requirements.
Time in Business
Minimum 1 year in business
Annual Revenue
Minimum $100,000/year
Credit Score
Minimum 650 personal credit
Ownership
20%+ ownership stake
Product-Specific Requirements
Additional requirements vary by product.
Term Loans
- 1+ year in business
- $100K+ annual revenue
- 650+ credit score
- No open bankruptcies
Lines of Credit
- 1+ year in business
- $100K+ annual revenue
- 650+ credit score
- No recent delinquencies
Acquisition Loans
- 2+ years experience
- Capital for down payment
- 650+ credit score
- Clean business history
What We Consider
Our underwriting considers multiple factors beyond just credit score.
Positive Factors
- Strong annual revenue growth
- Healthy business cash flow
- Low existing debt burden
- Established business credit
May Affect Approval
- Recent bankruptcies (must be discharged)
- Recent late payments
- High debt-to-income ratio
- Pending lawsuits or liens
Think You Qualify?
Start your application today and find out.