Lines of Credit

Up to $250K
Revolving credit

Funds available when you need them.

A revolving line up to $250,000. Draw what you need, repay on the schedule you choose, and pay interest only on what's outstanding.

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A line of credit is a revolving facility, not a lump-sum loan. You draw against your approved limit only when you need it, repay on the schedule you choose, and pay interest only on what's outstanding — the balance available again the moment it clears.

Why a Line of Credit

A reservoir, not a bucket.

  1. 01

    Pay interest only on what you draw.

    Your approved limit is your ceiling, not your balance. You pay interest on what's actually outstanding — not on the full credit limit.

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  2. 02

    Funds replenish as you repay.

    As you pay down the balance, the cleared portion becomes available again. No new application, no new approval — the line stays open.

    Light refracting through translucent glass — a quiet abstraction of a reservoir holding capital.
    Capital held in reserve. Photograph: Unsplash
  3. 03

    Built for the unpredictable month.

    Seasonal swings, slow receivables, an opportunity that needs a fast yes. A line of credit is the financing that doesn't require knowing the answer in advance.

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  4. 04

    Flexible access when you need it.

    Draw funds online when an opportunity or expense appears. Responsible use builds your business credit profile over time.

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Who It Fits

Built for businesses with variable cash flow.

For uneven months

  • Seasonal businesses needing working capital during peak periods.
  • Growing companies with expanding inventory needs.
  • Operators with temporary cash-flow gaps.
  • Companies with unpredictable revenue patterns.

For unplanned moments

  • Owners building a buffer for unexpected expenses.
  • Entrepreneurs who want flexible access to capital.
  • Operators who want to act on opportunities quickly.
  • Established businesses with one or more years of history.

Rates & Terms

Disclosed before you draw.

Line of Credit — Starting Ranges

  • Credit limit Up to $250,000
  • Access Revolving — draw anytime
  • Rate range 12% – 49% APR
  • Interest Only on funds drawn
  • Origination fee 0% – 5%
  • Prepayment penalty None

Rates and amounts are starting ranges; final terms depend on credit profile.

See full rate details

Open a line today.

Apply online in minutes and review your terms in writing before signing.

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