Frequently Asked Questions

The required documents vary by product, but typically include:

• Bank statements (3-6 months)
• Proof of business ownership
• Government-issued ID
• Business tax returns (2 years)
• Financial statements (for larger loans)

We'll let you know exactly what you need once you start your application.

Requirements vary by product. Our standard minimum is a 650 personal credit score, though some products may have additional requirements. We'll work with you to find the best option for your situation.

Funding amounts range from $5,000 to $500,000 depending on the product:

• Term Loans: Up to $500,000
• Lines of Credit: Up to $250,000
• Acquisition Loans: Up to $500,000

We work with businesses across virtually all industries, including retail, restaurants, construction, healthcare, manufacturing, transportation, e-commerce, and professional services. Some industries may have specific requirements or exclusions. Contact us to discuss your specific situation.

The initial application takes just minutes, and our team reviews every application thoroughly to identify the right financing option. Turnaround times vary based on the product and documentation requirements.

Our initial pre-qualification process uses a soft credit pull, which does not affect your credit score. A hard credit inquiry is only performed when you complete a full application and give us permission. This may cause a small, temporary dip in your score, but it typically recovers quickly with on-time payments.

We do not charge prepayment penalties. You can pay off your financing early without additional fees. Please review your specific agreement for complete details.

Yes! Our funding can be used for virtually any legitimate business purpose, including:

• Working capital
• Equipment purchases
• Inventory
• Payroll
• Marketing and advertising
• Business expansion
• Debt refinancing